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Foreign-Buyer Down Payment
Typical down-payment and reserve bands by residency status, applied to a Miami condo purchase price and monthly PITIA.
Typical Down Payment
30–40%
Reserve Months Required
12 mo
Down Payment Range
$300,000 – $400,000
Reserves Needed
$84,000
Information provided on this site is for educational purposes only and does not constitute a loan approval, loan offer, commitment to lend, or financial / legal / tax advice. Loan programs, terms, rates, costs, and eligibility vary by lender, borrower qualifications, property type, occupancy, and applicable guidelines. Visitors may be connected with a licensed mortgage professional.